Obama’s Health Plan 16Jun08 | 1 response
One of the first things that people started wailing about when it became clear that Obama would get the nomination was his health plan. “It’s no good,” people said. “People will be left without insurance.” “It doesn’t go far enough.” So, I decided to read said health plan to get an idea of what was actually going on, so that I could comment on it. You can read it too, if you want, it’s hosted on his website and it is pretty short.
After reading the health plan, I was forced to both agree and disagree with people who criticized it. I’ll start with the disagreeing, because I can get that over with very quickly:
The fact that any sort of health plan is being proposed for Americans is a good thing, because it shows that politicians are responding to growing upset among Americans about the state of their healthcare. However, and here comes the agreement part, Obama’s plan is going to fail, and that sucks both for Americans now, and for Americans in the future, because it means that the next time a health care plan is proposed, people are going to point to the failure of Obama’s plan as a reason to not enact it.
Why is it going to fail? Because it’s not universal. The only way to make a national health plan functional is to make it universal and mandatory. I have really been torn on the issue of mandates, but I was recently converted. Simply put, it’s better for us to have one central insurance provider (such as the plan available to federal employees) and for every single American to be covered. Because people who are uninsured cost all of us money, and the system will be cheaper and better if everyone’s on board.
That said, I still strongly feel that health care should be free. Not just to the poor, but to everyone. People like me would really suffer under health care mandates, because I can’t afford insurance, but I’m not poor enough to qualify for help from the state. On paper, my income is quite reasonable, and I should certainly be able to afford insurance, but unless it was offered at a drastically reduced rate, I couldn’t. Because the cost of living here is too high, and because I am in debt. And a lot of Americans are in the exact same position; on paper, we look like we’re in clover, but the reality is a little different. The poverty line is one very useful marker for determining eligibility for free/discounted services (and if you live below the poverty line, everything should be free), but it can’t be the only yardstick; we need to accept that America is an expensive place to live in, especially for college graduates struggling with debt.
Mr. Obama’s proposal doesn’t mention anything about how much the premiums would be, which is a pretty crucial piece of missing information. Perhaps the proposed premiums would actually be quite reasonable, and totally attainable for people like me. And maybe not. Either way, I can’t get behind the plan, because it’s not mandatory.
So I wrote Mr. Obama a letter, explaining my trepidations about his plan. Obviously he won’t be reading it personally, but I hope that more letters like mine trickle into his offices; enough so that his aides sit down with him to have a serious talk about reforming his plan, because I think that he genuinely does want to set up a plan which will work, and I would like to see him succeed at that.
Incidentally, here is a very short, clear, neat little video on what single-payer is, and why it’s a darn good idea.